The following Terms and Conditions (the “Agreement”) are entered into by and between You (“Customer” or “You”) and Hartanov Enterprises, LLC (“Company,” “We,” or “Us”).

Program

The Company agrees to provide You with access to the group coaching program titled The Client Attraction System™ (“Program”).

The Client Attraction System™ is a 16-week coaching and training program designed for established financial advisors seeking to build a more predictable system for attracting, inviting, and qualifying high-value prospective clients.

As a condition of participating in the Program, You agree to be bound by and abide by all policies and procedures set forth in this Agreement, including those incorporated by reference.

Effective Date

This Agreement becomes effective and enforceable with respect to each Customer upon the date the Customer purchases or otherwise registers for the Program.

For Customers joining the founding cohort, the first 30-day Program period begins October 16, 2026, regardless of the date of purchase.

Terms of Use and Privacy Policy

The Company’s Terms of Use and Privacy Policy are incorporated into this Agreement by reference. Except as modified by this Agreement, those policies apply fully to You.

If there is a conflict between those policies and this Agreement, this Agreement shall govern.

Fees

Your initial payment for participation in The Client Attraction System™ is $1,000.

This initial payment provides access to the first 30 days of the Program, beginning on the applicable Program start date.

Before the end of the initial 30-day period, You will have an opportunity to review Your progress with the Company and determine whether You wish to continue through the remainder of the 16-week Program.

If You elect to continue, the currently offered continuation options are:

• $3,500 paid in full, or
• 3 monthly payments of $1,500

If You select the monthly payment option, Your selected payment method will be charged according to the payment schedule presented at checkout.

Your continuation in the Program after the initial 30-day period is subject to completing the applicable continuation purchase or payment arrangement.

If a scheduled payment is not successfully made, the Company reserves the right to suspend Your access to the Program, community, coaching, training materials, or other associated services until the outstanding payment is resolved.

Payment Plan Authorization

If You elect a payment plan, You authorize the Company and its payment processor to automatically charge the payment method You provide according to the payment schedule presented at checkout.

Coupons and Other Discounts

From time to time, the Company may offer coupons, promotional pricing, discounts, or other special offers.

If You purchase using a coupon, promotion, or other special offer, You agree to pay the fees presented during checkout at the time of Your purchase. All other provisions of these Terms and Conditions continue to apply unless expressly stated otherwise.

Refund and Cancellation Policy

The initial $1,000 payment is non-refundable.

The first 30 days of The Client Attraction System™ are designed to give You time to begin implementing the Program, participate in coaching, and determine whether You wish to continue through the remainder of the 16-week Program.

Before the end of the initial 30-day period, You will have an opportunity to review Your progress with the Company and discuss whether continuing through the remainder of the Program is appropriate.

If You choose not to continue after the initial 30-day period, You will not be charged for the remaining portion of the Program, provided You have not separately enrolled in or authorized a continuation payment plan.

Any amounts already paid for the initial 30-day period are non-refundable.

If You elect to continue into the remainder of the Program, the applicable continuation payment terms presented at checkout will govern those payments.

Term of the Program

The Client Attraction System™ is designed as a 16-week coaching and implementation program.

Your participation begins on the Program start date applicable to Your enrollment.

During the active 16-week Program period, You will receive access to the training, coaching, resources, and support described below, subject to Your remaining in good standing under this Agreement.

Following completion of the 16-week Program, You will receive continued access to the Program’s course materials for an additional six months, unless otherwise stated at the time of purchase.

Live coaching, community access, direct support, events, or other services may have different access periods and are not necessarily included during the additional course-access period unless expressly stated.

Program Details

As part of The Client Attraction System™, the Company may provide the following:

Personalized Strategy Call

At the beginning of the Program, You will receive access to a 30-minute Private Strategy Call with Jason Hartanov.

Prior to this call, You may be required to complete an intake questionnaire or activity report so the Company can review Your current pipeline, client-acquisition activity, priorities, and areas of opportunity.

The purpose of this session is to help establish Your initial priorities and personalized implementation roadmap.

Training and Course Materials

The Company will maintain a training area containing educational materials that may include videos, lessons, worksheets, scripts, templates, scorecards, checklists, and other resources.

The Program is currently structured around the following phases:

• Foundations
• ATTRACT — The Pipeline Engine™
• INVITE — The Door Opener™
• QUALIFY — The Filter™
• Mastery and Refinement

Program materials may be updated, reorganized, added to, or improved by the Company over time.

Live Group Coaching

During the active 16-week Program, You will receive access to regularly scheduled live group coaching sessions led by Jason Hartanov or another designated Company representative.

These sessions may include coaching, question-and-answer sessions, hot seats, implementation support, case discussions, and review of real-world business situations.

Specific dates, times, platforms, and participation instructions will be communicated separately.

The Company may reasonably adjust the schedule when necessary.

Recordings

When available, recordings of Program coaching sessions or trainings may be made available to participants.

The Company does not guarantee that every session will be recorded or that recordings will remain available indefinitely unless specifically stated otherwise.

Tools and Resources

The Program may include scripts, templates, worksheets, scorecards, frameworks, implementation tools, and other resources designed to support application of The Client Attraction System™.

Community Access

The Company may provide access to a private online community for Program participants.

Community access is subject to the community rules, this Agreement, and Your continued good standing in the Program.

30-Day Review

Before the end of the initial 30-day period, You may receive the opportunity to participate in a review session with the Company to assess progress, identify remaining priorities, and discuss whether continuing through the remainder of the Program is appropriate.

Participation in this review does not obligate either party to enter into a new agreement beyond the initial 30-day period unless continuation is purchased or otherwise agreed to.

Bonuses

From time to time, the Company may provide additional bonuses to Program participants.

You are entitled only to bonuses specifically included with the offer under which You enrolled.

Confidentiality

The Company respects the privacy of its customers and will not disclose information You provide except as described in this Agreement or the Company’s applicable privacy policies.

As a condition of participating in the Program, You agree to respect the privacy of other Program participants and the confidential and proprietary information of the Company.

You may not share information provided by other participants outside the Program without their express permission.

The Program may include the Company’s proprietary methodologies, processes, frameworks, scripts, forms, templates, training materials, and other intellectual property. You agree not to copy, reproduce, distribute, publish, sell, sublicense, or share those materials with anyone other than authorized Program participants without written permission from the Company.

Materials Provided by You During the Program

The Company does not claim ownership of information or materials You provide during the Program, including feedback, suggestions, comments, questions, or other submissions (“Submissions”).

By posting, uploading, providing, or submitting Submissions through Program platforms, You grant the Company and its necessary service providers permission to use those Submissions for purposes reasonably related to administering and improving the Program.

No compensation will be paid with respect to the use of Your Submissions as described above.

You represent that You own or otherwise control all rights necessary to provide any Submissions You make available through the Program.

Any public use of Your name, likeness, testimonial, audio, video, or other identifying material for marketing or promotional purposes may be subject to a separate authorization or release where required.

Personal Responsibility

By participating in the Program, You accept responsibility for Your own decisions, implementation, and results.

The Company provides coaching, education, information, frameworks, and resources intended to help participants improve their businesses.

The Company does not guarantee any particular financial, business, marketing, client-acquisition, revenue, or other result.

Your results depend on many factors, including Your actions, existing business, market conditions, skills, resources, implementation, and circumstances beyond the Company’s control.

Prior results achieved by the Company, Jason Hartanov, other clients, or other participants do not guarantee that You will achieve the same or similar results.

You agree to exercise Your own judgment and conduct appropriate due diligence before implementing recommendations provided through the Program.

No Warranties

The Company makes no warranties regarding the performance or operation of the Program, including its technological components.

To the fullest extent permitted by law, the Company disclaims express or implied warranties concerning the Program, materials, information, products, or services provided through it, including implied warranties of merchantability and fitness for a particular purpose.

Limitation of Liability

To the fullest extent permitted by applicable law, the Company shall not be liable for direct, indirect, incidental, special, punitive, consequential, or other damages arising from or relating to Your participation in or use of the Program.

Program information, software, services, technology, and resources may occasionally contain errors, interruptions, inaccuracies, or technical issues. The Company may update, improve, replace, or modify elements of the Program at any time.

If You are dissatisfied with the Program or any portion of it, Your remedies are limited to those expressly provided under this Agreement and applicable law.

Choice of Law and Forum

The Parties agree that this Agreement shall be construed under the laws of the State of California, without regard to its choice-of-law principles.

Each Party agrees that any dispute arising under or related to this Agreement shall be resolved through individual, non-class arbitration in Orange County, California, under the applicable rules of the American Arbitration Association, to the extent permitted by law.

Fee Shifting

To the extent permitted by applicable law, the prevailing Party in an action relating to or arising from this Agreement may be entitled to recover reasonable attorneys’ fees and costs.

Termination and Access Restriction

The Company reserves the right to suspend or terminate Your participation in the Program if You materially violate this Agreement, fail to make required payments, become disruptive to other participants, misuse Program resources, or fail to comply with Program or community guidelines.

Unless otherwise required by applicable law or expressly provided under the applicable refund policy, termination for violation of this Agreement does not entitle You to a refund of fees already paid or relieve You of valid payment obligations already incurred.

Entire Agreement

This Agreement constitutes the complete agreement between the Parties regarding the subject matter addressed herein and supersedes prior discussions, representations, or agreements concerning that subject matter.

Amendments

No amendment or modification of this Agreement is effective unless made in writing and agreed to by the Parties as required by applicable law.

Severability

If any provision of this Agreement is held invalid or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

Waiver

Failure by either Party to enforce a provision of this Agreement does not constitute a waiver of that provision or any other right.

Relationship of the Parties

The Parties are independent contractors. Nothing in this Agreement creates an employment, partnership, joint venture, fiduciary, or agency relationship between them.

No Third-Party Beneficiaries

This Agreement is intended solely for the benefit of the Parties and their permitted successors and assigns.

Indemnification

Each Party agrees to indemnify, defend, and hold harmless the other Party and its officers, directors, employees, and agents from losses, liabilities, costs, and expenses arising from that Party’s material breach of this Agreement, violation of applicable law, or grossly negligent or willful misconduct, to the extent permitted by applicable law.

Force Majeure

Neither Party will be liable for delays or failures caused by circumstances reasonably beyond its control, including natural disasters, governmental actions, war, civil unrest, epidemics, labor disputes, telecommunications failures, power outages, or similar events.

If such circumstances prevent material performance for an extended period, either Party may exercise any termination rights available under applicable law or this Agreement.